Terms of Use

Effective: January 1, 2025

1. Acceptance of terms

By accessing or using this website, you agree to these Terms. If you do not agree, do not use the site.

2. Who we are

ShopMyCoverage is an independent insurance agency serving Georgia and South Carolina.

3. Quotes and coverage

  • Quotes are provided based on the information you supply and carrier underwriting.
  • Quotes are not a contract or a guarantee of coverage. Policies are issued by carriers, not by this website.
  • You are responsible for reviewing policy terms, limits, and exclusions before purchasing.

4. Use of the site

  • Provide accurate information and use the site only for lawful purposes.
  • Do not attempt to reverse engineer, interfere with, or overload the site.

5. Intellectual property

The site and its contents are owned by ShopMyCoverage or licensed to us. Third-party trademarks and logos belong to their owners.

6. Third-party links and content

We may reference carriers or resources. We are not responsible for third-party content or practices.

7. Disclaimers

The site is provided “as is” without warranties of any kind. We disclaim implied warranties to the fullest extent permitted by law.

8. Limitation of liability

To the maximum extent permitted by law, ShopMyCoverage is not liable for indirect, incidental, or consequential damages arising from your use of the site.

9. Indemnification

You agree to indemnify and hold us harmless from claims arising out of your use of the site or violation of these Terms.

10. Governing law

These Terms are governed by the laws of the State of Georgia without regard to conflict of law principles.

11. Changes

We may update these Terms. We will post the new date at the top. Continued use means you accept the updated Terms.

12. Contact

Questions? Email Ryan@truepointgroup.com or call (912) 499-0540.